See what your salary is really worth after taxes
A pay-stub style breakdown of federal income tax, FICA, and state income tax — computed in your browser from official 2026 tables, with every deduction shown on its own line.
Paycheck tools
What this site does
AfterTaxSalary answers one practical question: once taxes come out, what actually lands in your account? People use it when comparing a new job offer, deciding whether a raise is worth it, or weighing a move between states with very different tax burdens. Every calculation runs in your browser; nothing you type is uploaded or stored.
The numbers are not guesses. Federal brackets and the standard deduction follow the IRS 2026 inflation adjustments, the Social Security wage base uses the SSA 2026 figure, and state rates come from each state’s published 2026 tax tables. The Methodology page documents the formulas and links the official sources, and every figure passes through a three-step check — copied from the official bulletin, recomputed through this site’s own engine, then reviewed line by line — before it ships. Three inputs move the result the most: your state (the largest lever after filing status), your filing status (the standard deduction and bracket widths differ), and your pay frequency (which changes only how the annual figure is sliced, not the total).
This is an estimator, not tax advice. The tools model regular income tax, FICA, and state income tax; they do not handle itemized deductions, pre-tax retirement or health contributions, capital gains, or self-employment tax. Take-home pages at common salaries — $75,000, $100,000, the minimum wage, and the bonus breakdown — walk through the same math with real numbers.
Common questions
Why is my take-home pay less than my salary? Three deductions come out before pay reaches you: federal income tax (based on your bracket and filing status), FICA (Social Security and Medicare), and state income tax in most states. Every tool on this site shows each line separately so you can see exactly where the money goes.
What is the difference between marginal and effective tax rate? Your marginal rate is the rate on your last dollar of income; your effective rate is total tax divided by total income. Because only income within each bracket is taxed at that bracket rate, the effective rate is almost always lower — the calculator reports it so you see the real bite.
Does any of this account for 401(k) or health premiums? No. Pre-tax deductions reduce your taxable income, which would raise the estimate. The tools model regular income tax, FICA, and state tax only. View all FAQs →
How current are the numbers? Tax parameters are refreshed at the start of each tax year, when federal brackets, the standard deduction, and the Social Security wage base are announced. Each page displays the tax year it uses. If you spot a rate that looks wrong, the contact page goes straight to the team — reader reports have fixed real mistakes here before.